Indexes

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Description

Index resource is built with an intension to easily compare different categories of industries and see how they perform over time in %. This comparison can be week to week based, so if you choose to compare week 5 against week 10, you will get a percentage value stating how much has an industry changed when comparing only these two weeks against each other. There area 5 different time of periods, which are available; Weekly, Monthly and Quarterly are specific for the chosen period. Then there are current year and last year, which are indexes for a weekly period of time for current/last year vs. the historical average for same period of time.

There are four different indexes for which you will receive the percentage change and which you can use to further develop your own hypothesis. Here is a list of these indexes:

  • Card Turnover Index- Shows if the amount of turnover is increasing or decreasing in percentage.

  • Number of transactions Index - Shows if the number of transactions is increasing or decreasing in percentage.

  • Number of Cards Index- Shows the number of cards (number of card spending/cardholders) development in percentage.

  • Average Merchant Card Turnover Index - Shows the development for card turnover for merchants in average for the given period in percentage.

If you are interested into high level overview across the categories, try to use our indicators. They offer detailed segmentation of the market where you can see an overall turnover, how many transactions took place online and how many in person, how many cards were domestic and how many international and also, how many cards were business and private.

FAQ

What if the turnover is increasing, but the number of transactions is not? 

  • The merchants are succeeding in up selling their goods since the consumers are making higher purchases  

What if the number of cards is increasing but both the turnover and number of transactions are not? 

  • The same number of consumers are spending less on average 

Which industry is affected the most by the pay week?  

  • The categories with the highest index in the pay week 

Is there an increase of international cards during the holiday and does it affect a single category e.g. hospitality, or multiple ones?   

  • During the holidays there is increased number of international cards which usually affects several categories

Response

Indexes
{

    "result": {        

        "category_index": [

            {

                "category": {Category},

                "card_turnover_index": {Card turnover index (%)},

                "number_of_transactions_index": {Number of transactions index (%)},

                "number_of_cards_index": {Number of cardholders index (%)},

                "average_merchant_card_turnover_index": {Average merchant card turnover index (%)}

            } ...           

    "status": {Response status code},

    "errorMessage": {Error message, if any error otherwise null}

}

Indicators

{

    "result": {

"overall_turnover_index": {card turnover index for all categories (%)},

        "business_private_index": {

            "business_index": {Business card spending index (%)},

            "private_index": {Private card spending index (%)}

        },

        "ecom_pos_index": {

            "ecom": {Online card spending index (%)},

            "pos": {In store card spending index (%)}

        },

        "domestic_foreign_index": {

            "international": {International card spending index (%)},

            "domestic": {Domestic card spending index (%)}

        }

    },

      "status": {Response status code},

   "errorMessage": {Error message, if any error otherwise null}

}